What does Category U mean?
Category U cars are what are known as “unrecorded insurance write offs“. This happens when the vehicle was involved in an accident of some sort but the damage wasn’t reported to the insurance company – this sometimes happens when the driver is uninsured. A car could also be classified Cat U if the driver only had third party insurance and suffered an accident in which no one else was involved.
What’s the problem?
While the car doesn’t have any ‘official mark’ against its name, it may have sustained very serious damage which could have rendered it unfit to drive on the roads. The cost of repairs could also outweigh the value of the car itself – and if you’re unable to afford them you could be left without a car, and with no money to put towards a new one.